Question By: Selecting commercial transportation insurance in NJ can be tough. There are so many types of coverage, and each one is designed to protect you in a way that’s unique to your needs as a business owner. Don’t worry! This blog post lists tips for how to choose the right type of coverage for your company.
Choose the Right Coverage
Before moving to a plan for transportation insurance in New Jersey, you’ll want to make sure that it includes the coverage options you need. You must think about how often you drive, what types of items are transported in your vehicles, and where they go.
What Kinds of Coverage is Available?
Ask your insurance provider about the different types of coverage options available. In addition to basic liability insurance, some providers offer complete coverage that includes physical damage and loss of business income due to an accident.
Who is Covered?
Coverage is available for a wide range of drivers and vehicles. Employees, contractors, or even volunteers may be covered.
What Happens If an Employee Is Involved In an Accident?
If one of your employees is involved in a commercial transportation accident, your insurance provider may be able to cover costs related to medical care and lost salaries.
If you’re looking for insurance of your business visit Capstone Insurance Services at https://capstonecoverage.com/transportation/
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