How Does Supplemental Security Income Work?

Supplemental Security Income (SSI) is a federal program administered by the Social Security Administration (SSA) that provides financial assistance to disabled individuals with limited income and resources. Unlike Social Security Disability Insurance (SSDI), which is based on work credits, SSI is a needs-based program funded by general tax revenues.

To qualify for SSI benefits, an individual must meet certain eligibility criteria, including being aged, blind, or disabled, and having limited income and resources. The amount of SSI benefits varies depending on factors such as income, living arrangements, and marital status. Eligible individuals can receive monthly payments to help cover basic living expenses such as food, shelter, and clothing. It's important to note that SSI benefits may be reduced or suspended if the recipient's income or living situation changes.

Additionally, applicants must undergo a comprehensive evaluation process, which may include medical examinations and financial assessments, to determine their eligibility for SSI benefits. Overall, SSI plays a critical role in providing financial support to disabled individuals with limited means, helping them meet their basic needs and maintain a decent standard of living.

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