Umbrella policies extend limits of insurance to provide additional coverage when your primary personal policy limits are exhausted. In a major bodily injury or property damage liability occurrence your primary Home, Auto, Motorcycle and RV policy limits might not be enough to cover the damages. When this is the case, having these additional Umbrella limits is key to protect your family financially. To know about Umbrella Liability Insurance, Visit https://stjohnsinsurance.net/Products/umbrella-insurance/