An easy way to think of Medicare Part A is your room and board in the hospital, unless you have a Medicare Supplement plan, Part A offers you 60 lifetime reserve days. You start using these days if you have a hospital stay that lasts more than 90 days in a row. So, if you have a hospital stay that lasts 95 consecutive days, you’ll have used 5 of your lifetime reserve days. If you live in Florida or Texas and need Medicare help, please contact us.