Your credit score will determine the interest you will have to pay for your home or car loan. This is based on several factors such as your credit payment history, the amount of money you owe, how long you have established your credit history, your new credit, and the type of credits you have acquired. Credit experts tell us that one of the ways to improve your credit score is to look at these factors and find out which ones you need to focus on improving. To know more about Improve Your Credit Score in Winston-Salem, visit the website now.