Question By: Whether you're looking for your first agent or thinking about switching, it's a good idea to have several choices. When evaluating your options, consider these things:
Licensing:
Make sure the agent and insurance company are licensed in your state. You can check company licensing information through the NAIC's Consumer Information Source (CIS) or by calling your state insurance department.
Knowledge & Experience:
Insurance is a very complex industry, so you need an agent who is knowledgeable enough to explain all the differences in coverage, clarify unfamiliar terms found in policies, and walk you through the claims process.
Complaints:
While you're checking whether the agent and the company are licensed, also check to see if they've had complaints filed against them. For the company, you can check the NAIC's CIS, call your state insurance department or contact the Better Business Bureau.
Financial Strength of the Company:
If there’s a difficult claim situation, you don’t want to hear your insurance company can’t pay your claim because of its poor financial results. When evaluating a company, you also want to check its company financial rating.
Whether you are looking to insure your vehicle, home or business, Ideal Insurance Agency can handle all of your insurance needs. Why choose a local Independent Agent such as Ideal Insurance Agency? They are committed to their customers and their community. They work for you!