What Types Of Damages Or Incidents Are Typically Covered By Standard Property Insurance Policies?

Standard property insurance policies typically cover damages caused by fire, theft, vandalism, and certain natural disasters like windstorms and hail. They may also include coverage for incidents such as water damage from burst pipes or accidental overflow. Personal property inside the home, as well as structures on the property like garages or sheds, are often covered against these perils, subject to policy terms and limits.

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